The latest mortgage statistics show big headline rises in market activity. But is that the whole story?
INE's recent release of December 2015 mortgage data lets us take a deeper look at what happened in 2015, and the headline news is good: Mortgage approvals in December were up 22% year-on-year, and the full year's data showed there were 17% more mortgages issued in 2015 than 2014.
This is a remarkable 19-month run of growth.
It probably isn't time to relax yet: Mortgage activity is still 80% below its peak in 2006 and the provincial picture is very mixed:
With the economy improving and unemployment continuing to come down, we're certain the domestic market will be back – albeit it could be a long journey. One of our agents said it a whole lot more succinctly:
“If you're still alive after the tough times, better times will be a no-brainer. The trick is staying smart until they come."
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